Roth Ira Contribution 2025 Maximum Contribution. For the 2025 tax year, you can contribute up to $7,000 per person. The contribution limit for a roth ira is $6,500 (or $7,500 if you are over 50) in 2023.

Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level. For 2020 and later, there is no age limit on making regular contributions to traditional or roth iras.